[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pushme.cz\/nebankovni-sektor-nabizi-otevrenou-naruc-rizikovym-zadatelum\/#Article","mainEntityOfPage":"https:\/\/www.pushme.cz\/nebankovni-sektor-nabizi-otevrenou-naruc-rizikovym-zadatelum\/","headline":"Nebankovn\u00ed sektor nab\u00edz\u00ed otev\u0159enou n\u00e1ru\u010d rizikov\u00fdm \u017eadatel\u016fm","name":"Nebankovn\u00ed sektor nab\u00edz\u00ed otev\u0159enou n\u00e1ru\u010d rizikov\u00fdm \u017eadatel\u016fm","description":"Banky se v posledn\u00edch letech doslova p\u0159edh\u00e1n\u011bj\u00ed, kter\u00e1 z nich p\u0159ijde z v\u00fdhodn\u011bj\u0161\u00ed nab\u00eddkou. Se st\u00e1le se nar\u016fstaj\u00edc\u00ed inflac\u00ed…","datePublished":"2022-02-14","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.pushme.cz\/author\/#Person","name":"","url":"https:\/\/www.pushme.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pushme.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pushme.cz\/wp-content\/uploads\/m%C4%9Bs%C3%AD%C4%8Dn%C3%AD%20v%C3%BDdaje_8.jpg","url":"https:\/\/www.pushme.cz\/wp-content\/uploads\/m%C4%9Bs%C3%AD%C4%8Dn%C3%AD%20v%C3%BDdaje_8.jpg","height":0,"width":0},"url":"https:\/\/www.pushme.cz\/nebankovni-sektor-nabizi-otevrenou-naruc-rizikovym-zadatelum\/","about":["Finance"],"wordCount":387,"articleBody":"   Banky se v posledn\u00edch letech doslova p\u0159edh\u00e1n\u011bj\u00ed, kter\u00e1 z nich p\u0159ijde z v\u00fdhodn\u011bj\u0161\u00ed nab\u00eddkou. Se st\u00e1le se nar\u016fstaj\u00edc\u00ed inflac\u00ed u\u017e ov\u0161em nab\u00eddky \u00fav\u011br\u016f nejsou pro b\u011b\u017en\u00e9 smrteln\u00edky natolik l\u00e1kav\u00e9. Bohu\u017eel celosv\u011btov\u00e1 ekonomick\u00e1 krize vlivem pandemie n\u00e1s ochromila v\u00edce, ne\u017e si mnoz\u00ed p\u0159edstavovali. Dnes u\u017e m\u016f\u017eeme s klidn\u00fdm sv\u011bdom\u00edm \u0159\u00edci, \u017ee to bude trvat \u0159adu let, ne\u017e se ocitneme na stejn\u00fdch \u010d\u00edslech, jako tomu bylo p\u0159ed dv\u011bma lety. \u010cesk\u00e1 republika se po vzoru jin\u00fdch zem\u00ed EU sna\u017e\u00ed pomalu \u201evyhrabat\u201c z ekonomick\u00fdch probl\u00e9m\u016f, ale bohu\u017eel j\u00ed to jde jen velmi pomalu. Situace je nest\u00e1l\u00e1 a st\u00e1le v\u00edce lid\u00ed se ocit\u00e1 na pokraji sv\u00fdch sil. P\u0159ib\u00fdv\u00e1 i po\u010det zam\u00edtnut\u00fdch \u00fav\u011br\u016f a cel\u00e1 situace bude jist\u011b za n\u011bkolik t\u00fddn\u016f eskalovat s p\u0159\u00edchodem zvy\u0161ov\u00e1n\u00ed \u00farokov\u00fdch sazeb u v\u011bt\u0161iny \u00fav\u011br\u016f jako reakce \u010cesk\u00e9 n\u00e1rodn\u00ed banky na nejvy\u0161\u0161\u00ed inflaci v historii na\u0161\u00ed mal\u00e9 zem\u011b. Je proto pochopiteln\u00e9, \u017ee \u010ce\u0161i hledaj\u00ed alternativu k bankovn\u00edm \u00fav\u011brov\u00fdm produkt\u016fm, kter\u00e9 jak se zd\u00e1, nab\u00edz\u00ed pr\u00e1v\u011b nebankovn\u00ed sektor. Nebankovn\u00ed \u00fav\u011bry vyu\u017e\u00edvaj\u00ed prim\u00e1rn\u011b \u017eadatel\u00e9, kter\u00e9 banka odm\u00edtla. Kdo by se nenechal zl\u00e1kat a\u017e p\u0159\u00edli\u0161 poh\u00e1dkov\u00fdmi podm\u00ednkami a tak snadno z\u00edskan\u00fdmi pen\u011bzi. Nen\u00ed ov\u0161em tato poh\u00e1dka klamav\u00fd trik n\u011bkter\u00fdch poskytovatel\u016f \u00fav\u011br\u016f? Rychl\u00e9 spot\u0159ebitelsk\u00e9 \u00fav\u011bry, dokonce nebankovn\u00ed hypot\u00e9ky bez registru https:\/\/www.hypoteka-bez-registru.net\/hypoteky_bez_registru\/ \u010di dolo\u017een\u00ed p\u0159\u00edjm\u016f. Co se zd\u00e1 v bance jako utopie, se v nebankovn\u00edm sektoru st\u00e1v\u00e1 realitou. Je ale zapot\u0159eb\u00ed si uv\u011bdomit, \u017ee tato \u201e\u0161t\u011bdrost\u201c nebankovn\u00edch spole\u010dnost\u00ed je mo\u017en\u00e1 n\u011bkdy a\u017e tvrd\u011b vykoupena vysok\u00fdmi sankcemi za prodlen\u00ed se spl\u00e1cen\u00edm nebo vysok\u00fdm \u00farokem. Jestli se \u00fav\u011br od nebankovn\u00ed spole\u010dnosti vyplat\u00ed? Asi z\u00e1le\u017e\u00ed na situaci, v kter\u00e9 se doty\u010dn\u00fd \u017eadatel nach\u00e1z\u00ed. Rozhodn\u011b se nejedn\u00e1 o \u0161patn\u00e9 \u00fav\u011brov\u00e9 produkty v prav\u00e9m slova smyslu, za zcela v\u00fdhodn\u00e9 bychom je ale pova\u017eovat tak\u00e9 nem\u011bli.                                                                                                                                                                                                                                                                                                                                                                                           3.6\/5 - (14 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed sektor nab\u00edz\u00ed otev\u0159enou n\u00e1ru\u010d rizikov\u00fdm \u017eadatel\u016fm","item":"https:\/\/www.pushme.cz\/nebankovni-sektor-nabizi-otevrenou-naruc-rizikovym-zadatelum\/#breadcrumbitem"}]}]